Dismissed


 

A dismissal places a lot of stress as well as financial burden on any member. Hopefully we can help to aliviate some of that stress by giving you the proper steps to take in order to get you through your trying time. It is strongly recommended that members keep in contact with their Local Chairman throughout the process  Here is a list of things to consider when you are dismissed from a railroad employer. 

File a RRB Unemployment Claim

  • You can submit an unemployment claim online once you have established online access via a PRC (password request code) at www.rrb.gov.
  • If your base year is your first year of railroad service, you must have worked at least 5 months as well as met the earnings requirements.
  • Unemployment benefits are only for each day of unemployment in excess of 7, meaning there is a 7 day waiting period before benefits start being paid.
  • Normal benefits are paid for 130 days (26 weeks) and extended benefits payable for an additional 65 days with 10 or more years of service.
  • The maximum daily benefit rate payable in the benefit year beginning July 2013 is $68 and, for biweekly claims, maximum benefits can total $680. The daily benefit rate will increase to $70 in July 2014, and may increase in future benefit years depending on the growth in average national wages.
  • This can be a timely process, so we recommend you file your unemployment claim the same day you are notified of your dismissal.
  • More information can be found on this page of the Railroad Retirement Board Website.

File a Discipline Income Protection Claim

  • Claim form for SMART/UTU Discipline Income Protection Plan can be found here.
  • Claim form needs to be signed by both you and an Officer/Local Chairman of SMART.
  • For permanent dismissals, you will receive a new claim form every 2 weeks which requires the same signatures.
  • SMART/UTU Discipline Income Protection pays a maximum of 365 days. A schedule of benefits can be found here.
  • Additional information can be found here.

Find Out About Health Insurance for Yourself

Union Pacific Members

  • Contact UPREHS at (800)547-0421 as soon as possible following a suspension or dismissal so that you will not have any interruptions in medical coverage.
  • Members on a suspension can receive a 6 month continuation of coverages for free. This does not apply to members that are dismissed by the carrier.
  • Members who are dismissed, (or suspended members who are past their 6 month free continuation of coverage), are eligible for 6 months of coverage at a cost of $100.00 per month.
  • An additional 6 months of coverage is available to members at the cost of $175.00 per month.
  • After exhausting 12 months of coverage (dismissed; 24 months if eligible for the free 6 month continuation, members may still purchase coverage for 6 months maximum at the cost of $540.60 per month.
  • Information on the UP Health Challenger Plan may be found here.

BNSF Members

  • Contact United Healthcare at (800)842-9905 as soon as possible following a suspension or dismissal so that you will not have any interruptions in medical coverage.
  • Members on a suspension can receive a 6 month continuation of coverages for free. This does not apply to members that are dismissed by the carrier.
  • Members who are dismissed, (or suspended members who are past their 6 month free continuation of coverage), are eligible for 6 months of coverage at a cost of  per month.
  • An additional 6 months of coverage is available to members at the cost of $ per month.
  • After exhausting 12 months of coverage (dismissed; 24 months if eligible for the free 6 month continuation, members may still purchase coverage for 6 months maximum at the cost of $ per month.
  • Information on the United Healthcare Plan may be found here.

Find Out About Health Insurance for Your Dependents

Union Pacific/BNSF Members

  • Contact United Healthcare at (800)842-9905 as soon as possible following a suspension or dismissal so that you will not have any interruptions in medical coverage.
  • If you are suspended or dismissed, and
    (1) you have had an employment relationship with your employer for at least six months, and
    (2) you have rendered compensated service for three months as an Eligible Employee,

    you will be covered for Employee and Dependents Health Care Benefits during your suspension or after your dismissal until the end of the fourth month following the month in which you last rendered compensated service.
  • Members may purchase an additional 14 months of coverage for their dependents at a cost of $442.58 per month and covers health, dental and vision.
  • Additional information on dependent coverages during a suspension or dismissal can be found here (page 21 of link).
  • Additional information from United Healthcare can be found here.

Think about Life Insurance Coverage

  • Dismissed members will lose their MetLife life insurance policy offered under the National Railway Carriers and United Transportation Union (NRC/UTU) Health and Welfare Plan.
  • Dismissed members are still eligible to keep their UTUIA plan active as long as premiums are paid on time.

Think about Transferring you 401(k) Plan

  • Anytime a current connection is broken with your railroad employer (dismissal), you are eligible to move any money vested with Vanguard's 401(K) plan.
  • You can keep the money with Vanguard, but outside your Employers Plan, making endless investment possibilities, without a fee.
  • You can move any Vanguard 401(k) money to any other financial institution. This generally requires a fee with the new financial institution.
  • Those interested should contact Vanguard at 800-523-1188 or visit www.vanguard.com.
Ask A Question
SMART Local 202 | P.O. Box 5283 | Denver, CO 80217-5283 | © 2018 SMART Local 202 | Admin | Site by Paradigm

Site Ensemble CMS Copyright © 2018 Paradigm New Media, LLC. All rights reserved.