Discipline Income Protection
SMART Discipline Income Protection Program -- It Pays.
What is the Discipline Income Protection Program?
It is a plan providing payment for a specific amount and period of time to an employee suspended, dismissed or removed from service by the carrier for alleged violation of rules or operating procedures, provided that such violations do not come within the list of exceptions not covered by the program.
What benefits are paid?
You choose the level of benefits you want, from $6 to $200 per day, all at low monthly assessments. The term of benefits, from 250 to 365 days, depends on how long you have been enrolled in the program.
Who sponsors the Program?
The International Association of Sheet Metal, Air, Rail, and Transportation Workers - Transportation Division sponsors the Discipline Income Protection Program.
Who is eligible for coverage?
SMART members in the U.S. and Canada may enroll as members on a voluntary basis.
How do I join?
Contact your field supervisor or local insurance representative for details, or write to:
Discipline Income Protection Program
14600 Detroit Avenue
Cleveland, Ohio 44107-4250
If you would like more information about the SMART's Discipline Income Protection Program, send requests to the e-mail address below:
If you would like to view the Discipline Income Protection Program's schedule of benefits, click on the link below:
Schedule of Maximum Benefits
Discipline Income Protection Plan Summary Plan Description
This is only a brief description of the Discipline Income Protection Program. The Program is governed only by the terms of the official plan document. If there is any conflict between this description and the official plan document or between the official plan document and any statement by any person (including a SMART-TD employee or representative), the plan document will govern.
To download an application for the Discipline Income Protection Program, click on the link below:
Discipline Income Protection Program Application
SMART Discipline - Income Protection Program Claim Form