Sickness and Distress

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Anthem Voluntary Long Term / Short Term Disability Plan

SMART Union now offers members a voluntary long term disability plan.

Beginning June 29, 2015 through September 30, 2015, an open enrollment period will be available for Transportation Division members to enroll in the new Voluntary Long-Term Disability (VLTD) Plan.  

Members will have two options for enrollment into the VLTD plan. Part “A” allows the member to purchase coverage to protect their income should they become disabled after a 238 day elimination period with a monthly benefit of 50 percent of salary to a maximum benefit of $7,000. Part “B” contains the same 238 day elimination period, but offers a monthly benefit of 60 percent of salary up to a maximum benefit of $7,000.

It is important to note that members who have previously opted out of the VSTD plan or were previously denied coverage, are now eligible to enroll with no pre-existing condition restrictions during this enrollment period.

For members currently enrolled in the short-term disability plan (VSTD) and are not seeking coverage in the long-term disability plan (VLTD), no action is required at this time.

Once the deadline passes, coverage cannot be guaranteed.

It is recommended that members review the detailed FAQs to gather more information on the plan offerings and eligibility requirements. Additional questions should be directed to the VLTD hotline at (866)-753-3632.


Anthem FAQ's

For more information please visit here.


Let us know about of fellow Local persons sick or passed away.

Brothers and Sisters please use the following contact link to inform the local of persons in our local who might have passed away or are sick. Permission from the member or members family must be obtained first prior to us putting up the info.

Contact Our Secretary Jeff Maxfield

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